Muntjack | Date: 02/04/2012 14:13:50 | Number: 90260

Astonishingly in the 13 years concerned I have really only lost £13K even though on average I was paid £400 less per month (than the initial annuity) during this entire period. Could the early years really have overpaid me by so much? Could a comparable policy really have been so much worse? As no details of the calculation are give I'll never know.

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Hi muntjack

Please read

http://www.cookham.com/community/equitable/elta/newsupdateja...

on the ELTA web site which may help to explain why.

Regards

Peter S