Mull

They may be!

I had all but given up with seeing any more of my cash go out on loan through Zopa last year - had about five months with nothing moving at all. But things have picked up remarkably since mid-December and I am now fully invested again.

Perhaps the late-arriving lenders have realised that they were offering far too low rates, or the numbers of borrowers have increased -= or a little of both?

NH