Hi there everyone,For the last 12 years I have been happily slinging a regular direct debit into a FTSE all-share tracker ISA as the back-bone of my regular saving. And actually, I am happy to continue to do so - we have various other investments outside the ISA wrappers which take more thinking about, but for the regular 'pay-yourself-first' stuff, I like having something set up that will carry on however much or little time I have to think about investments on a month-by-month basis.However, two circumstances are making me look at a change:1. I now have more in there than is covered by the FSCS, and this is getting 'worse' every month2. In the last 18 months, I have been starting to find my way into bonds and PIBS, and these have a less favourable tax treatment than shares when held outside an ISAWhat I would really like to do to solve both of these problems is keep my regular contributions to the tracker, but transfer a goodly chunk of it into a self-select ISA with a different provider to buy bonds. I would only be subscribing to one ISA - my existing one - but I am unsure as to whether it will be possible to open a new one alongside, even if it receives no 'new' money. In discussions of this kind, the verbs 'to open' and 'to subscribe' often seem to get elided as if they mean the same thing - for instance, saying that you have to 'stop subscribing' to one ISA in order 'to open' another. I'm not sure whether that's literally true, or just making assumptions about the kinds of things people usually want to do.So, I guess my questions are:1. Can I do this?2. Are there any providers you have experienced who seem to make this kind of thing more or less difficult?Thanks for any experience you can share,sploshp.s. Thank you to shinygoldcar for the research collated here: http://boards.fool.co.uk/self-select-stocks-and-shares-isas-... I am hoping to make use of it!
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